The paper purports to highlight the problems of rural development in flood - prone Dariapur anchal of Saran district (Bihar). Its proneness to flood is due to the fluvial reasons. Firstly, it is in the inter-conal section of the Gandak cone. The inter-cones are generally water receptacles in the region under review. Secondly, its Hardia (in the east) and Mahartha ( in the west) Chaurs are so sensitive to the water logging that in local folk-saying it is conceived to become submerged even under water, water only made by frogs. The methodology here used is the observational - descriptive in which tools are the statistical tables and the map of its abiotic setting. The study has shown that the pace of rural development which remained slow till before the setting up of the Rail wheel factory at Bela near Block office has gained momentum and has transformed the landscape even in an adverse environment. Its deterministic role is over while the possibilistic doctrine has become a reality in this part of Saran district.