The financial performance
of a business is very crucial to making decisions regarding the future
planning, expansion and growth of the business. The shareholders, managers and
staff are the internal users of financial information, whereas the lenders,
government and suppliers are the external users of financial information. The
sound financial position of the business helps in getting a loan at a lower
interest rate. The financial performance of a bank is very crucial for its
expansion, shareholders and customer base. The present study aimed to evaluate
the financial performance of the bank from the data. The EAGLE model is used to
evaluate the financial performance of the bank. From the 10-year analysis of
financial data of the bank, it is found that the bank’s financial position is
sound. We found that the financial performance of Bandhan Bank was best during
the study period, followed by ICICI Bank, State Bank of India, Bank of Baroda,
and Punjab National Bank. The average return on assets and average return on
equity were negative in the case of Punjab National Bank during the study
period. The ROE, Net NPA ratio, Growth of Deposit, Loan to deposit ratio, and
CAR had a significant impact on the financial performance of the banks, which
were measured by ROA.
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